pootle

I'm investing.

If I start an Egg ISA [1] with £80, I get sent a crate of wine worth £100. Apparently.
Now, I'm not convinced that the wine is worth that much money, but it's 13 bottles, so even if they are only three quid a pop, it still means that I get £39 worth of wine.

And I start a savings account, which I haven't got. I used to have a saving account, and at one point I had £5000 in it, but home-owning drained it to nothing. Then I opened a cash ISA and started investing in it, but it never really grew, as the effort of walking to the bank to put the money in usually ended in me putting the money into clothes, or CD's, or books.

Now I am earning again I think it is irresponsible for me to have no real savings at all, so I am putting my recent pay rise immediately into an on-line account, and then some of this is going to go into my ISA. That way, I will be saving and hopefully won't notice it. And then I shall have £600 I didn't have at the end of the year.

[1] Note for those of an American pursuasion. An ISA is an individual saving account designed to help you save money. It is tax free, and has an investment limit.

It's Wednesday, it's 10.30 pm.

Well hello there!

Brownies went well tonight. We managed to get everything done, and another mystery child turned up. We've gone from 12 kids to 18 in just 4 weeks and I've had to put a stop to it now. Caroline and myself can't cope with numbers over 16 :)

The meeting was okay last night. The house was clean, and no-one screamed in horror as dust engulfed them. There wasn't enough seats for everyone but you can't have everything. It was over by 9.30 so I buggered off to the pub. I still haven't done the dishes, so it's nice to see the house slowly descending back into the mire.

(no subject)

Sometimes when I go on #blumidget I don't understand any of the conversation.

Today I realised it is when Ryan is there :)